AUFIN Study in Canada
Canada Study Program

Study in Canada &
Build Your Future

Degree programs, co-op work permits, student loans, and a clear pathway to Permanent Residency — all guided by AUFIN from day one.

500+
Partner universities
$5K–50K
Loan range (USD)
1M+
Int'l students in Canada
0
IELTS required at select colleges

Everything in one destination

Canada is one of the most student-friendly countries in the world — with work rights during study, strong post-grad employment, and a realistic PR pathway.

🎓

No IELTS at Sheridan College

Great news for students from Cameroon, Zambia, Zimbabwe, and other English-medium education countries — apply without IELTS.

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🏠

PR pathway through your program

Your choice of program in Canada directly shapes your Permanent Residency eligibility. Choose wisely — AUFIN helps you decide.

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💼

Co-op: start immediately

New policy update — students can now begin their co-op work permit right away, without waiting. Earn while you learn.

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💰

Zero application fees

Select Canadian universities charge no application fee — a hidden opportunity that can save you money before you even start.

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📈

100% employment pathway — VCC

Vancouver Community College offers programs with a direct track to full employment after graduation. A standout option.

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🗺️

Study, career & PR — the right path

Not all programs are equal for PR. AUFIN helps you map out the study-to-career-to-PR route before you even apply.

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Fund your studies with confidence

AUFIN partners with trusted lenders to give international students access to student loans — so finances don't hold you back.

Is a student loan worth it?

Thousands of international students use loans to fund their Canadian education — and graduate with jobs that make repayment manageable. Here's why it works:

  • Co-op work permits let you earn income while studying
  • Post-Graduation Work Permit (PGWP) gives 1–3 years of work rights after graduation
  • Canadian salaries are strong — repayment is realistic
  • Loan funds your tuition + living costs in one package
  • AUFIN partner lender — trusted, international-student friendly
Read the full analysis →
Loan Calculator
Loan amount (USD)$20,000
Interest rate7.0%
Repayment period5 years
Monthly
$396
Total repay
$23,760
Interest
$3,760
Apply for Student Loan →

Your path to Canada, step by step

AUFIN guides you through every step of the process — from picking the right program to landing in Canada.

1

Free consultation

Match your background and goals to the right Canadian program

2

Find your program

Choose a program that supports your career path and PR eligibility

3

Apply & get LoA

You apply directly via our link — university admission and student loan in one place. AUFIN monitors your submission and keeps you on track.

4

Secure your loan

Apply through AUFIN's partner lender — funds ready before departure

5

Pay tuition & prepare

Lender handles tuition payment, you prepare documents for student visa

6

Fly & start studying

Arrive in Canada, activate co-op permit, start building your future

💡 How the student loan works at Step 5
Two scenarios depending on what your loan covers.
Tuition Only

Lender pays university directly

The lender transfers tuition directly to the university — you repay in installments to the lender. For your student visa, you'll need to prepare your own bank statement to cover living costs.

Tuition + Living Cost

Lender pays university directly

The lender transfers tuition directly to the university — you repay in installments to the lender. Your loan approval letter can be used as proof of funds when applying for your student visa.

🔐

About the ~25% collateral contribution

The lender requires a contribution of approximately 25–35% of the total loan amount as collateral. This money is not lost — it goes back toward your education expenses. The exact percentage varies per student based on university, immigration, and lender policy.


Study what Canada actually needs

Canada runs targeted immigration draws for Healthcare, Trades, and STEM — lower CRS score requirement for Permanent Residency.

🏥

Healthcare

  • Nursing Pathways
  • Pharmacy Technician
  • Health Support Worker
CRS ~430–470
🔧

Trades

  • Welding
  • Electrical Technician
  • Construction Technician
CRS ~420–460
💻

STEM

  • Applied AI
  • Cybersecurity
  • Software Engineering
CRS ~470–500

💡 Regular Express Entry requires CRS ~510–525 — much harder without category eligibility.


22 Canadian colleges — apply through one link

All PGWP-eligible diploma or certificate programs. Loan + Admission available at select colleges.

George Brown CollegeLoan + Admission
Niagara CollegeLoan + Admission
Bow Valley CollegeLoan + Admission
Assiniboine CollegeLoan + Admission
Sheridan CollegeLoan + Admission
St. Lawrence CollegeLoan + Admission
College of the RockiesLoan + Admission
Fleming CollegeAdmission
Vancouver Community CollegeAdmission
St. Clair CollegeAdmission
Canadore CollegeAdmission
Cape Breton UniversityAdmission
Vancouver Island UniversityAdmission
Thompson River UniversityAdmission
University of WindsorAdmission
Saskatchewan PolytechnicAdmission
Justice Institute of BCAdmission
NorQuest CollegeAdmission
Seneca PolytechnicAdmission
Northern Lights CollegeAdmission
Douglas CollegeOnshore Only
Humber CollegeOnshore Only

Real numbers — what your loan looks like

Maximum funding up to CAD 65,000. Fixed interest, no prepayment penalty. Repayment starts one month after enrollment.

Program TypeTotal LoanCollateralMonthly
2-Year + Living Cost~CAD 61,646~CAD 19,500~CAD 854/mo
2-Year Tuition Only~CAD 38,750~CAD 9,600~CAD 568/mo
1-Year + Living Cost~CAD 42,500~CAD 14,800~CAD 572/mo
1-Year Tuition Only~CAD 19,600~CAD 4,900~CAD 410/mo

* Living cost loan ~CAD 1,900/month for the first 12 months. Figures are illustrative examples.

Loan Terms

Max fundingCAD 65,000
Interest rate11.95% fixed
Repayment starts1 month after enrolment
Prepayment penaltyNone ✓
Collateral required25–35% of loan

Do you qualify?

Basic eligibility requirements to apply through our partner lender.

🎓
Academic
60%+ in 12th / Bachelor's
🗣️
Language
IELTS 6.0+
🎂
Age
Under 31
📋
Program
Select PGWP-eligible programs

Not sure? Apply and let us check for you →

Ready to study in Canada?

Apply for your student loan today and let AUFIN guide you every step of the way.

Apply for Student Loan →